Kemdruma Yoga is said to be a yoga which gives poverty according to astrological texts. Well most astrologers would give blame to kemdruma yoga if a person isn't well-settled in his life. Ofcourse kemdruma yoga is responsible for making a person recluse as well making the mind indecisive. But its totally absurd to say poverty and misery in life of a native arises due to Kemdruma Yoga. 

• North Style
• South Style

 

     This is the horoscope chart of Lord Krishna. He is said to have lived in a golden palace. Modern day excavations near the gulf of khambhat in Gujarat point to a submerged city of dwarka where Shree Krishna is said to have lived. They do show of a glorious empire which got submerged due to tsunami. Most ancient text mention that Lord Krishna's dwarka had riches and splendor beyond other kingdom's of those time. Lord Krishna was born with a Kemdruma Yoga. According to various texts he often preferred solitude of cattle and forest in his young days playing melodious tunes with his flute. Even when married to many wives it is said that he liked to sleep and relax alone on a hammock(jhula). Bhagwad Gita is a testament to Lord Krishna's yearnings for reclusiveness while still staying in mortal world. So kemdruma yoga affected even Lord Krishna. Yet it did not drive him poor.

     The richest man for a very long time has been Bill Gates. Even he has Kemdruma Yoga in his horoscope. It is said that he is into gadgets and ideas more. Some of his traits are related to Kemdruma Yoga but he definitely is not poor. Micheal Jackson also had Kemdruma Yoga in his horoscope. He had a whole ranch and made a lot of money. He was known as king of pop.

     Its not the fault of kemdruma yoga if a person suffers from poverty. It is generally due to some other factors in horoscope which suggests such an outcome. One must carefully analyse their horoscope or get their horoscope analysed to see the reason for their troubles. 

References:

Some of the examples for kemdruma yoga are via help of Astrologer Kapiel Raaj's video on Kemdruma Yoga. Kindly follow his YouTube Channel if you wish more information: https://www.youtube.com/user/KRSchannel/videos